Welcome to AffordableLifeInsurancePlan.com (referred to as “Company,” “we,” “us,” or “our”). This Agreement describes the terms and conditions applicable to your use of the Company Website and the products and services provided through or in connection with the Company Website (collectively, “Service”), which may be updated by Company from time to time without notice to you. Company may also offer other services that are governed by a different Terms of Service. You must read and agree with all of the terms and conditions contained in this Agreement and the Company Website Privacy Policy then in effect (“Privacy Policy”), which is incorporated by reference, before you use the Service. By accessing the Company Website, you agree to abide by the Terms & Conditions and Privacy Policy. If you do not agree to be bound by the terms and conditions of this Agreement, you may not use or access the Service.
Eligibility
Use of the services is limited to parties that lawfully can enter into and form contracts under applicable law. For example, minors are not allowed to use the service.
Privacy
Company respects your privacy. Use of our Site is also subject to the Terms and Conditions of our Privacy Policy. See AffordableLifeInsurancePlan.com’s Privacy Policy for additional information regarding your privacy on this website. If you have questions about these Terms and Conditions or the Privacy Policy, please e-mail info@affordablelifeinsurance.com.
Content and Linking
All material that appears on this website is for general informational purposes only. While we try to ensure that any information we post to this website is both timely and accurate, errors may appear from time to time. This website may not be updated daily, and certain information may not be the most current information available. Before you act on information you’ve found on our website, you should independently confirm any facts that are important to your decision.
Company is not responsible for, and cannot guarantee the performance of, any products and services provided by any advertisers or others to whose sites we link. A link to another website does not constitute an endorsement of that site (nor of any product, service, or other material offered on that site) by Company or its licensors. The materials available through this website are the property of Company or its licensors and are protected by copyright, trademark, and other intellectual property laws.
Trademarks & Intellectual Property
Company and its trademarks, service marks, logos, and product and service names and phrases are trademarks of Company (the “Company marks”). You agree not to display or use the Company marks in any manner without Company’s prior written permission.
Violations
You should report any violations of the Agreement to info@affordablelifeinsurance.com.
Submissions and Postings; Disclosure
You are solely responsible for any information that you submit or post on this website. By using this website, you agree not to submit, post, or transmit any defamatory, abusive, obscene, threatening, or illegal material, or any other material that infringes on the rights of others.
We reserve the right (but assume no obligation) to monitor, delete, move, or edit any submissions or postings that come to our attention that we consider unacceptable or inappropriate. We will comply with all requirements of the law regarding disclosure of any submissions or postings on this website.
Termination
Company reserves the right at any time to terminate your use of this website if you fail to comply in full with any term of this Agreement, or any other terms, agreements, or policies that apply to this website and its use.
Indemnification
You agree to indemnify, defend, and hold harmless Company (including its parents, subsidiaries, and affiliates and all of their respective officers, directors, employees, agents, licensors, suppliers, and any third-party information providers) against all claims, losses, expenses, damages, and costs (including reasonable attorney fees) resulting from any breach of this Agreement or unauthorized use of this website. Your indemnification obligation shall survive the termination of this Agreement.
Disclaimer of Warranties and Liability
YOU AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. THIS WEBSITE IS PROVIDED “AS IS,” “WITH ALL FAULTS,” AND “AS AVAILABLE.” COMPANY AND ITS AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, USEFULNESS, TIMELINESS, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THE WEBSITE. UNDER NO CIRCUMSTANCES SHALL COMPANY OR ITS AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF THE USE OR MISUSE OF THIS WEBSITE.
Exclusions and Limitations
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. To the extent a court determines any provisions in this Agreement to be unenforceable, such a determination shall not affect the validity of the remaining terms of this Agreement.
Notice
You agree that Company may submit any notices to you via either e-mail or regular mail. The Service may also provide notices by displaying notices or links to notices to you generally on the Service.
Changes to Terms & Conditions
We may periodically change the Terms & Conditions and the Site without notice, and you are responsible for checking these Terms & Conditions periodically for revisions. All amended Terms & Conditions become effective upon our posting to the Site.
No Resale of Service
Unless expressly permitted in writing by Company, you agree not to reproduce, copy, sell, resell, or otherwise exploit for any commercial purposes any portion of the Service, use of the Service, or access to the Service.
Feedback
We invite you to send in your questions or comments about this website or to bring to our attention any material you believe to be inaccurate. You may provide general feedback by emailing us at info@affordablelifeinsurance.com.
Copyright © 2025 Affordable Life Insurance Plan. All rights reserved.
Affordable Life Insurance Plan is a division of Insurancease, DBA: AffordableLifeInsurancePlan.com. 2024 Affordable Life Insurance Plan. All rights reserved. We represent MA, MAPD And PDP Plans For Humana, UnitedHealthcare, Aetna, Cigna, Wellcare, Anthem, Devoted, and Kaiser. Call the plan number on the back of your ID card or call Medicare at 1-800-MEDICARE (TTY users call +22 983 4565 345) to file a complaint and provide the agent or broker name if possible. Affordable Life Insurance Plan represents Medicare Advantage [HMO, PPO, or PFFS] organizations and/or Medicare-approved Part D sponsors that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Affordable Life Insurance Plan takes no responsibility and assumes no liability for any content posted by consumers or any third party. By completing the contact form above or calling the number listed above, you will be directed to a licensed sales agent who can answer your questions and provide information about Medicare Advantage, Prescription Drug (Part D), and Medicare Supplement insurance plans. Neither Affordable Life Insurance Plan nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program. Availability of insurance companies and products depends on your resident zip code. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Information related to DOB and gender is not needed for Medicare Advantage and Part D plans.
The Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP) runs from October 15 – December 7. During this time, Medicare recipients can evaluate their current coverage and enroll in new plans for the upcoming year. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period or you are in your Medicare Initial Enrollment Period.
Participating sales agencies represent Medicare Advantage [HMO, PPO, and PFFS] organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. We do not offer every plan available in your area. Currently, we represent [HMO, PPO, and PFFS] organizations, which offer [insert number of plans] products in your area. Please contact 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.