Privacy Policy

At Affordable Life Insurance Plan (hereinafter “Company”), we recognize the importance of your privacy and are committed to maintaining the confidentiality and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website and interact with our services. By using this website, you agree to the terms of this Privacy Policy.

Browsing Our Website

You can browse our website without providing personally identifiable information. However, when you visit our website, our servers automatically collect non-personal information such as your IP address, browser type, language preference, referring website, and the date and time of your visit. This data helps us improve our website’s functionality and user experience.

Information We Collect

We collect personal information that you voluntarily provide when submitting forms, requesting a quote, or contacting us for services. This may include but is not limited to:

  • Name
  • Address
  • Phone number
  • Email address
  • Demographic details (such as income level and gender)
  • Insurance-related information

Additionally, we may gather information from third-party sources such as consumer reporting agencies to evaluate eligibility for certain services.

How We Use Your Information

We use your personal information for the following purposes:

  • To provide the services and products you request
  • To process applications, quotes, and claims
  • To communicate with you regarding updates, promotions, or policy changes
  • To improve our website, customer service, and overall user experience
  • To comply with legal and regulatory obligations

We may also share your personal information with trusted third parties, including affiliates and service providers, who assist in processing transactions or delivering services.

Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. However, we may disclose your information under the following circumstances:

  • To fulfill transactions or services you have requested
  • To comply with legal or regulatory requirements
  • To protect the rights, property, or safety of our customers and Company
  • In the event of a business transition, such as a merger or acquisition

Your Choices & Opt-Out Options

You have the right to opt out of receiving promotional communications from us. If you wish to stop receiving emails, newsletters, or marketing materials, you can:

Please note that even if you opt out of marketing emails, we may still send you important service-related notifications.

Third-Party Service Providers

We work with third-party providers to assist in delivering our services, such as insurance carriers, analytics providers, and customer support services. These third parties are required to maintain the confidentiality of your information and use it only for the purposes specified by the Company.

Security of Your Information

We take reasonable precautions to protect your personal information. Our website uses industry-standard encryption, secure servers, and access control measures to prevent unauthorized access. However, no data transmission over the Internet is entirely secure, and we cannot guarantee absolute security.

Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance user experience and analyze website traffic. Cookies allow us to remember your preferences and optimize site functionality. You may disable cookies through your browser settings, but this may affect your ability to access certain website features.

Third-Party Links

Our website may contain links to external websites. We are not responsible for the privacy practices of these third-party sites and encourage you to review their privacy policies before providing personal information.

Children’s Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we become aware of any such data, we will take appropriate steps to delete it.

Legal Compliance

We may disclose your personal information if required by law, regulation, court order, or government request. This includes protecting against fraud, investigating security breaches, and enforcing legal agreements.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page, and we encourage you to review it periodically to stay informed about how we protect your information.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Affordable Life Insurance Plan
Email: info@affordablelifeinsurance.com
Phone: +22 983 4565 345

PLEASE PRINT AND RETAIN A COPY OF THIS POLICY FOR YOUR RECORDS.

Affordable Life Insurance Plan is a division of Insurancease, DBA: AffordableLifeInsurancePlan.com. 2024 Affordable Life Insurance Plan. All rights reserved. We represent MA, MAPD And PDP Plans For Humana, UnitedHealthcare, Aetna, Cigna, Wellcare, Anthem, Devoted, and Kaiser. Call the plan number on the back of your ID card or call Medicare at 1-800-MEDICARE (TTY users call +22 983 4565 345) to file a complaint and provide the agent or broker name if possible. Affordable Life Insurance Plan represents Medicare Advantage [HMO, PPO, or PFFS] organizations and/or Medicare-approved Part D sponsors that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Affordable Life Insurance Plan takes no responsibility and assumes no liability for any content posted by consumers or any third party. By completing the contact form above or calling the number listed above, you will be directed to a licensed sales agent who can answer your questions and provide information about Medicare Advantage, Prescription Drug (Part D), and Medicare Supplement insurance plans. Neither Affordable Life Insurance Plan nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program. Availability of insurance companies and products depends on your resident zip code. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Information related to DOB and gender is not needed for Medicare Advantage and Part D plans.

The Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP) runs from October 15 – December 7. During this time, Medicare recipients can evaluate their current coverage and enroll in new plans for the upcoming year. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period or you are in your Medicare Initial Enrollment Period.

Participating sales agencies represent Medicare Advantage [HMO, PPO, and PFFS] organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. We do not offer every plan available in your area. Currently, we represent [HMO, PPO, and PFFS] organizations, which offer [insert number of plans] products in your area. Please contact 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.